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“Loans can be liberating and bring joy to you and your family. They can be a saviour in the time of need, but the wrong loan will upset the balance of your life. You’re looking for someone you can trust online that will give you no thrills, honest, and impartial loan advice. You’re looking for comprehensive and professional insight into loans from someone that cares about helping far more than their bottom line. That’s us” Real Classic

We specialise in brokering many high quality credit lines that are designed for both excellent and bad poor credit history alike. One of the toughest things to get right on the internet is information. There’s so much conflicting information that it can be a minefield navigating loans. We do our best to bring balance and accurate, transparent information on loans for you and so heres a look at all of the different products on the market at the moment and a very brief rundown on each so you can navigate to your favoured loan product more easily.

Payday loans

Getting payday loans in the UK can be quite straight forward. It’s probably one of the easiest and quickest credit lines available to anyone with a less than perfect credit history. Always carefully look at your payday loan agreements prior to acceptance to be sure the loan suits you and you’re happy with the terms before taking out quick payday loans.

Can I get payday loans for bad credit?
What are my options for payday loans online?
What is the best payday loan for me?
How can I tell if I am getting a payday loan from direct lenders?
I’m interested in instant payday loans. Do they exist?
How can I get a payday loan with no credit check?
What guaranteed payday loans are available in the UK?
Can high acceptance payday loans help me?
Can I get payday loans for bad credit?

Can I get payday loans for bad credit?

Yes, the best way to learn more about payday loans for bad credit is to visit our handy guide that will help. We cover credit history, past and present as well as what that means to payday loan lenders in our current financial climate.

What are my options for payday loans online?

What are my options for payday loans online?

There are literally thousands of payday loans online to choose from. Selecting the best payday loan will involve applying with plenty of brokers and lenders alike to gain a fuller understanding of your situation. Please feel free to follow the highlighted link for more detailed information.

What is the best payday loan for me?

What is the best payday loan for me?

The only way to find the best payday loan for you would be to check out your personal circumstances against a credit application and have the lenders professionally assess your financial situation. If you fill out our online form, we will gladly place your details in front of these panel of lending experts free of charge and see if we can’t help you find a cheap payday loan.

How can I tell if I am getting a payday loan from direct lenders?

How can I tell if I am getting a payday loan from direct lenders?

All credit brokers like us have to advertise clearly on our website that we are not a direct lender and that we are a credit broker. We do this so that you can see who you are dealing with and it is a legal requirement for us to be as transparent as possible. Generally speaking direct lenders clearly advertise the fact that they directly lend to the consumer.

I’m interested in instant payday loans. Do they exist?

I’m interested in instant payday loans. Do they exist?

The question about instant is quite difficult. In order to get a payday loan you need to submit an application. This application needs to be approved, and you need to accept an offer. Once you accept the offer and a credit check is made and the lender happy with the arrangement, the cash is released almost instantly and won’t take long to reach your account. This is about as instant as payday loans can be.

How can I get a payday loan with no credit check?

How can I get a payday loan with no credit check?

In truth, you can’t get a payday loan with no credit check. You can however check your eligibility for a loan without damaging or interfering with your credit history with something that is known as a soft search. Most lenders understand bad credit so if that is your concern you should submit an application and let the lender decide what is best.

What guaranteed payday loans are available in the UK?

What guaranteed payday loans are available in the UK?

Unfortunately there are no guaranteed payday loans as there are so many different financial situations that it would be almost impossible to guarantee a positive outcome following a payday loan application. With that said, there are plenty of lenders who consider applications with poor credit history so to find out if you can get a payday loan, the easiest thing to do is simply send your application to them and let them workout your finances.

Can high acceptance payday loans help me?

Can high acceptance payday loans help me?

As it suggests in the name, high acceptance payday loans are just that, high acceptance! Generally speaking payday loans are designed for those with poor credit and therefore anyone with good credit can get one easily. This means that they are high acceptance when compared to typical lines of traditional credit like bank loans or overdrafts.

Short term loans

What are my options with short term loans for bad credit?

There are plenty of options with regards to short term loans for bad credit because almost all brokers and lenders alike will work with consumers that have a less than perfect credit history. That means you can find many short term loans that are tailored to those with bad credit.

Who offers the best bad credit no guarantor loans?
Are bad credit guarantor loans much easier to get?
Who offers the best bad credit no guarantor loans?

Who offers the best bad credit no guarantor loans?

Finding the best bad credit no guarantor loan can be a bit tricky. The reason being is every single person has a different financial situation and to add to the confusion different lenders are likely to perceives these different financial situations, differently! So the best thing you can do to get a no guarantor loan is simply filling in a quote form and see what the professional lenders come up with.

Are bad credit guarantor loans much easier to get?

Are bad credit guarantor loans much easier to get?

Because guarantor loans assume you will have the backing of someone with vastly superior credit history than yourself, guarantor loans are normally far easier to get but this all boils down to just how good your guarantor’s credit history is since they are the ones essentially underwriting the loan if you default.

Borrow money

How much money do you want to borrow? How many months typically? Bad credit applications considered? Auto Decisioning (Instant decision)

£100 loan

3 to 6 months Yes In some cases

£200 loan

3 to 6 months Yes In some cases

£500 loan

3 to 9 months Yes In some cases

£1000 loan

3 to 12 months Normally yes In some cases
Quick loans
Cash loans
Fast loans
Small loans
Emergency loans
Loans for students
Quick loans

Quick loans

Quick loans are designed to help you through the odd road bump and get you to the next pay packet without much change to your everyday life. The important thing to remember with quick loans is that the interest can be quite high if you have poor credit so ensure you pay it off as quickly as possible.

Cash loans

Cash loans

Cash loans offer a solution to a shorter term financial solution when you are in need of some cash. You will be able to borrow money for almost any purpose.  It’s always good to make sure you repay this type of loan as promptly as possible in order the reduce the amount of money you borrow overall.

Fast loans

Fast loans

Fast loans will generally be paid out pretty rapidly. You can normally rely on a 24 hour turnaround or less for a fast loan. One of the key factors to ensuring you get the right fast loan that you apply with plenty of brokers so that your situation can be looked at carefully. The result will be you should be able to find a much lower interest rate overall.

Small loans

Small loans

When you need a little loan to get you by we have exactly the product you need on offer from our panel of lenders. Small loans are ideal for those that just need a little money to tide them over until the next pay. You can normally get small loans processed pretty quickly.  The result is money as and when you need it for the right credit history and financial situation.

Emergency loans

Emergency loans

It doesn’t matter the emergency, we have a loan that can be paid out very quickly by our panel of lenders. That will get you out of trouble quickly if you meet their criteria to receive a loan. You only need to submit an application and we do the rest. In some situations loans can be organised within 30 minutes ensuring you get the emergency loan that you need.

Loans for students

Loans for students

If you’re a student it can be tough making it to the next payment of your student loan. Loans for students can workout quite nicely because you know exactly when money is going to come in. So you can carefully borrow money safe in the knowledge of when you can make the repayments.

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