No guarantor loans – a look at loans without guarantor

No guarantor loans are available to those with good credit and bad. How they differentiate is normally in the interest rate and terms of the loan. If you have excellent credit then you are almost certainly going to get a more favourable rate than someone with bad credit. With that said, the options are available to all and anyone that meets basic eligibility criteria can apply for a no guarantor loan.

Direct lenders and lenders alike will always consider loans without guarantors as long as they believe that your finances are good enough and you have the ability to make the repayments without financial difficulty.  They are more interested with your current financial situation than the past and just want to be sure you can cope with additional debt before making a decision on finance for you.

Where to get loans for bad credit:no guarantor?

If you’ve got bad credit and you’re looking for a no guarantor loan then chances are you’ll find plenty of lenders willing to review your application. Bad credit loans are often considered these days as they are a growing trend of credit. You can normally get payday loan for bad credit that are not attached to a guarantor as long as you can clearly show that repayment will not cause you stress financially or make you miss payments and thus the debt becomes unaffordable. Lenders must be careful not to lend money to anyone that cannot afford it. They must make sure that you do not end up in financial hardship with an unaffordable debt. The only way to be sure is to fill out or

Are no guarantor loans high acceptance?

No guarantor loans are as they say on the tin; no guarantor for the purpose of obtaining a loan. They are common amongst those that work and loans for students. Generally speaking anyone that is financially reasonably independent can look at getting this type of loan. Guarantor loans have their advantages too though. It normally means you can take advantage of better credit terms which might include the interest rate and amount that you borrow and need to repay and while there’s no such thing as a guaranteed loan, having a guarantor increases the likelihood of a higher loan acceptance rate.

Should I get an unsecured loan with bad credit short term?

When you’re looking for an unsecured loan with bad credit history following you then the chances are a short term loans for bad credit is one of your options that will see lenders look at your application and review it carefully. Wether or not they can offer you an unsecured loan with bad credit largely boils down to the individual and the lender. All decisions from lenders are not the same in terms of credit terms so one way to find out if you’ll be accepted is to pop us an enquiry and we will put it in front of a large number of lenders that can assess your financial situation and make a decision accordingly.

Will I get a credit checked?

Yes you must be credit checked for any form of finance, loans with no credit check are a myth or clever sales patter and an asterisk somewhere. It’s an obligation that is clearly understood by all members of the Financial Conduct Authority. If you think your credit is that bad that you don’t want to be credit checked then it’s worth knowing that there are bad credit lines available. These normally carry higher interest but they might be an option for you. If you send us an application we can submit this to lenders who will come back to you with a decision quickly.

Where can I compare fast loans without guarantor?

If you are looking for a fast loan without a guarantor but also interested in the credit rates then this table will give you an idea. It should not be taken as a quote and is for illustration purposes only but helps to understand the different terms for loans without guarantor. Generally speaking most products with be available to those that are looking for loans without guarantor.

Comparing loans without a guarantor

Borrow money – how much?

Short term loan -length?

Monthly APR example Representative 1266%

Loan total

Monthly repayment

Is this a bad credit loan?

£100 loan

6 months 23% £194.03 £32.34 Yes

£200 loan

6 months 23% £388.07 £64.68 Yes

£500 loan

6 months 23% £970.17 £161.69 Yes

£1000 loan

6 months 23% £1940.33 £323.39 Yes

Where to get help with emergency money and food if I can’t get a payday loan?

If things got so bad and you find yourself without basics and you really need emergency money and food then you should follow the link provided. While payday loans can help, if you are rejected then stepchange.org may be able to help or advise you on how to get out of your current financial problem. Never let financial problems linger, always head them straight on and look for a resolution as this will make your life far more comfortable going forward.

Menu