Payday loans from direct lenders tend to be quicker payment and offer flexible service just like any broker would try to do for you. If you’re looking for direct lenders then we have a guide in place to help you find them. Generally, if an instant decision payday loan is possible, they are the ones that can make it happen for you. Since they are the ones directly lending the money and completely in control of all circumstances they do not have to waste time with a middle man.

Most direct lenders have a simple policy of receiving your credit application and then accepting or rejecting it. If they reject your application it doesn’t end there. They will then contact many brokers and direct lenders alike to see if anyone else would be interested in reviewing your circumstances. For this reason, it might make sense to deal with both credit broker and lenders alike, as the more people you contact the more likely you will be to receive a loan with the best interest rates and theres no such thing as  guaranteed payday loans, so the more options you have, the better really.

What makes good payday loans direct lenders?

When we think about payday loans direct lenders, there are a few really important things that make a great one and not just good. Firstly, they need to listen to you and review your application carefully. They need to understand your situation and make sure that not only they lend you money, but they appreciate and understand your ability to repay the money. They must treat customers fairly and follow Financial Conduct Authority directives at all times. A great direct lender will be able to ensure the money they lend you is affordable and will not put you into difficulty. Aside from this, quick release of funds and a good interest rate are also important.

How can I apply for payday loans in the uk with direct lenders?

If you find yourself searching ‘apply for payday loans uk, direct lenders’ then you’ve come to the right place. All you need to do is head to our application form and fill it in. From here we will put your application in front of many lenders and direct lenders that will be keen and willing to give you a loan if your circumstances financially support the application. Most lenders will quickly send you back an offer if they believe it makes sense or ask for this loan to have a guarantor. From here you simply sign to agree to the loan and receive your funds shortly after or you reject the offer in which case both outcomes end the process.

Are there payday loans from direct lenders with no credit check?

When you look for payday loans from direct lenders with no credit check you might not quickly realise that these do not exist. While it should be obvious, many clever use of words would have it seem that way. the truth is there is no such thing as a payday loans with no credit check. Whilst as a broker we do not check your credit, we also do not offer the finance. The direct lender will do that once we put your application in front of many of them for review.

What the best options for payday loans from a direct lender with bad credit?

When considering your options to loans for bad credit from a payday lender it’s advisable to look at the variables such as interest rates, flexibility of repayment, late fees, and any other aspect of their terms and conditions that will effect you financially. The best payday loan options will be a low interest rate and flexible repayment terms. The other important variable to consider is the speed in which funds are released, having a look at our bad credit payday loans page might help understand more too. If this is an emergency l0an then that’s a pretty big factor to consider.

How can I get help with my payday loans debt?

If you find yourself in financial difficulty with mounting debt that you are losing control of then you should speak to as they are well versed and trained to help you deal with payday loan debt. If you think you have not received fair treatment then a good place to start is knowing about payday loans from the Money Advice Service. This will give you a great start point and a way of resolving payday loan debt that is troubling you.

Compare payday loans: direct lenders

Borrow money – how much?

Short term loan -length?

Monthly APR example Representative 1266% Max

Small Loan total

Monthly repayment

Is this an emergency loan?

£100 loan

3 months 21% £144.65 £48.22 Yes

£200 loan

5 months 21% £341.77 £68.35 Yes

£500 loan

5 months 21% £854.41 £170.88 Yes

£1000 loan

6 months 19% £1759.65 £293.27 Yes

As you can see interest can really add up if you borrow for longer periods of time. It makes a great deal of sense to clear a payday loan as fast as possible because it will certainly result in a lower interest rate payment.